Vice Capital Markets - Secondary Marketing

Banks used to represent about 45% of lenders originating FHA-insured mortgages as of 2010, HUD says. The agency says banks now represent only 15% of lenders,

S&P CoreLogic Case-Shiller National Home Price Index: Average national home prices grew 3.2% in the year ending in August

up slightly from 3.1% the prior month. More than half of the 20 metropolitan areas in the Case-Shiller index reported slower home-price growth in August than in July. Prices in the nation’s 10 major cities rose 1.5%, down from the 1.6% gain in July and on the index’s 20-city composite prices were 2% higher, unchanged from July’s gain. Seven of the top 20 cities reported greater price increases in the year ending August 2019 versus the year ending July 2019.

What We Do

Three reasons to choose us for all your Ideal hedging

Services

Maximize your Execution The mortgage pipeline is a very dynamic component of a mortgage banking business. Each day, new locked applications are coming in, loans are closing, locked applications are being denied or withdrawn and terms of existing locks are

Philosophy

At Vice Capital Markets, our hedging philosophy and process is both conservative and analytical. Using your own historical data, we determine the expected fallout levels for each type of mortgage product in your pipeline. Using this information along with the

Benefits

Primary Benefits of Hedging Greatly improved execution over best efforts. In typical market environments, a 25 to 55 basis point improvement in execution is realized. In high-volume environments, double the typical improvement is not unusual. Improved flexibility and execution

We'd love to hear from you!

Let us know what you're thinking

Learn More

About Us

At Vice Capital Markets our goal is to help you

Since 2001, Vice Capital Markets has successfully managed the interest rate risk and maximized the profitability on over $400 billion of mortgage-backed securities trades and mortgage-related transactions.

Our expertise and familiarity with many types of executions and end investors has yielded superior results for our clients.

Through long rallies, swift declines, and multiple interest rate shocks our fallout models and risk management strategies have steadily and successfully weathered market fluctuations of all degrees.

Meet the Team

Some of our Company Officers